cSquared Wealth Insights - Page 5 of 5 - cSquared Wealth Advisors

Market Insights – July 2019

Volatility Returns but Markets Remain Resilient Historically typical volatility returned in the second quarter as uncertainty regarding U.S.-China trade relations, future Federal Reserve interest rate policy, and the state of the U.S. and global economies caused a more-than-6% pullback in the S&P 500 during May, before stocks broadly recovered in June and finished the quarter near fresh all-time highs. In sharp contrast to the quiet, steady gains of the first quarter, stock market performance in the second quarter was one marked by extremes. The [...]

Market Insights – July 2019Charles Bingham2019-07-08T09:44:42-05:00

Three Income Tax Misconceptions

Summer is here. Tax season has come and gone and even those of us that extend can probably ignore our taxes for a few months. However, I thought I would take this ignoring of taxes issue head on with a discussion of income taxes. Over the years, I have noticed that typically, my friends, family, acquaintances and clients have at least a few misconceptions of income taxes. Three Misconceptions: Marginal tax rates generally don’t apply to all income Deductions and income tax credits aren’t [...]

Three Income Tax MisconceptionsCharles Bingham2019-07-02T09:21:10-05:00

Market Insights – April 2019

A Strong Start to the Year, But Risks Remain Stocks rebounded strongly in the first quarter thanks to a combination of improving U.S.-China trade relations, the Federal Reserve halting interest rate increases, and a better outlook for corporate earnings. The S&P 500 finished the first quarter of 2019 with the best quarterly return since 2009. Starting with U.S.-China trade negotiations, significant progress was made towards a new deal over the past three months, highlighted by the removal of the March 1st trade deal deadline [...]

Market Insights – April 2019Charles Bingham2019-07-07T19:55:56-05:00

Health Savings Accounts might be the best savings vehicle available

Health Savings Accounts (HSAs) I have spent many hours discussing the relative advantages and disadvantages of Roth 401(k)s versus Traditional 401(k)s. The answer in that debate? It depends ... but what if you could have the best of both? While Roth plans generally give you tax-free distributions, you pay taxes prior to contributing dollars to the plan. Conversely, Traditional plans allow your contributions to avoid current taxation, however you pay taxes on your distributions. So the IRS gets you on the way in or on [...]

Health Savings Accounts might be the best savings vehicle availableCharles Bingham2019-05-08T10:47:56-05:00